Why is international health insurance essential when studying overseas?

  • Moving overseas to study.. 
    Rest assured that should you fall ill you'll have access to the best private care to ensure you get the treatment you need. 

  • Continued episodes of tonsillitis were affecting studies. Quick access to a private specialist doctor allowed studies to resume without delay 
    Approximate costs £245/$320/€270

  • The pressures of university can be tough. 
    Don’t miss any valuable study time by falling ill- get the treament you need quickly and at a hospital of your choice.

  • A university ski trip could have ended badly following a fall on the slopes. An A&E visit and x-rays were all covered and luckily no break to the ankle
    Approximate costs £320/$420/€350

Studying at university overseas?
Description courte

Our Student International Health Plan is designed to keep you on track during these important years

Overall maximum aggregate limit

£250,000 $500,000 €375,000

Inpatient Treatment
  • Full Refund

    Hospital Services

    • Accommodation and meal charges
    • All inpatient treatment
    • Physician fees
    • Surgeon and Anaesthetist fees
    • Intensive Care Unit charges

    Accident & Emergency Room Treatment

    Inpatient Psychiatric Treatment (max 30 days)

    • Treatment in a hospital psychiatric unit

    DayCare Treatment

    • Where a period of recovery is required in a hospital bed

    Internal Prostheses, Medical Aids & Devices

    • Which are required intra-operatively
Outpatient Treatment
  • Outpatient Services

    Full Refund £20/$40/€30 excess per claim*

    • GP, Specialist and Consultant fees
    • Prescription drugs and dressings
    • X-rays, diagnostic and pathology tests, including MRI, CT and PET scans
    • Physiotherapy

    Complementary Therapies

    Full Refund £20/$40/€30 excess per claim*

    • Osteopathy, Chiropractic, Homeopathy, Acupuncture

    External Prostheses, Medical Aids & Devices

    £200/$400/€300

    • Which are medically required following inpatient treatment, daycare treatment, or accident and emergency room treatment.

    Outpatient Psychiatric Treatment

    £500/$1,000/€750 lifetime limit

    • When referred by a physician and pre-authorised
Dental Treatment
  • Dental Treatment Following An Accident 

    Full Refund

    • To restore or repair sound natural teeth

    Emergency Dental Treatment

    £300/$600/€450

    • For the immediate relief of dental pain
Home Country Cover
  • Treatment of emergency medical conditions or acute
    episodes of existing covered medical conditions whilst on a
    temporary visit to the home country

    Up to benefit limits shown above
    (Max 30 days)

Medical Evacuation and Repriation
  • Emergency Medical Evacuation

    Full Refund

    • Evacuation costs for acute medical conditions where local medical facilities are inadequate

    Emergency Medical Evacuation – Supplementary Expenses

    Single Economy Air Ticket
    Up to 12 nights hotel accomodation

    • Costs of travel to return to home country or country of residence
    • Hotel accommodation costs for companion if not returned to home country
    • Policy will automatically cancel 30 days after return to home country following emergency medical evacuation

    Emergency Medical Reunion

    Single Economy Air Ticket
    Up to 12 nights hotel accomodation

    • Costs of travel and hotel accommodation of a close family member if you are in a hospital for 5 consecutive days

    Compassionate Home Travel

    Return economy air ticket

    • Costs of travel to the home country in the event of the death of a close family member

    Repatriation/Local Burial

    Full Refund

    • Where death occurs outside the home country

    Local Road Ambulance Services

    Full Refund

Non Medical Evacuation
  • Emergency Non-Medical Evacuation

    Full Refund

    • Evacuation to a safe location in the event of life-threatening situations resulting from political or civil unrest Evacuation to a safe location in the event of a natural disaster
Personal Accident Benefit
  • Accidental death

    £20,000/$40,000/€30,000

Get a quote
Titre garanties en option

Optional Add-On (additional premium required)

Garanties optionnelles
Type ou nom de garantie
Pre-existing Condition Cover
Description

If you purchase a plan of more than 6 months duration, you will be eligible to include the Pre-existing Condition Cover benefit.

After a waiting period of 90 days - this benefit will provide cover for acute episodes of existing medical conditions only whilst outside your home country. This benefit does not cover the maintenance, regular tests and check-ups of existing medical conditions.

Type ou nom de garantie
Three additional features that go beyond the definition of international health insurance, all of which are included as part of our insurance solutions free of charge.
Description
  • Red24 : Worldwide security assistance
  • Best Doctors: Access to a leading second medical opinion service
  • Blood Care Foundation: Subscription to the foundation to ensure screened blood is readily available in the event of an emergency
Points forts
Titre
Why choose the Student International Health Plan?
Points clé
Accroche du point fort
Cover available
Suite du point fort
from a minimum of a 1 month period up to a maximum of 12 months
Accroche du point fort
4 years cover
Suite du point fort
maximum (3 renewals)
Accroche du point fort
Applicant age
Suite du point fort
can vary between18 and 40 years maximum
Accroche du point fort
Access to worlds leading hospitals
Suite du point fort
no need to return home for treatment
Accroche du point fort
Medical assistance
Suite du point fort
24-hour & multi-lingual
Accroche du point fort
Pre-existing conditions cover
Suite du point fort
available for acute episodes
Filiale

APRIL International UK

Titre articles poussés
All the advice and information you need for going to study abroad!

What our customers say

  • 4.3/5

    APRIL customers feedback

    Calculated from 1297 submited feedbacks

  • 15 October 2018


    cool

  • 15 October 2018


    *** a été très competente et a su repondre à toutes mes questions. Et en plus, très reactive !

  • 14 October 2018


    Je n'en suis que moyennement satisfait car en fin 2018, on me demande encore d'imprimer et de renvoyer des documents papiers à l'ère du tout numérique, pour une assurance "internationale" spéciale pour les expatriés, c'est archaïque. Surtout quand vos clients sont à l'autre bout de la planète.

  • 13 October 2018


    Rien de particulier

  • 12 October 2018


    bon accueil

  • 12 October 2018


    Bonjour, si possible d'avoir la signature électronique au lieu de l'envoi par courrier des papiers signés. Merci d'avance. Cordialement.

  • 8 October 2018


    Process simple et efficace. Point négatif : devoir envoyer les documents par courrier (quand on est à l'étranger, ça prend du temps).

  • 8 October 2018


    simple et rapide.

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 *based upon a student aged between 18-25 years