Why is international health insurance essential when travelling for an extended period overseas?

  • When sent overseas for a work secondment, it's key to ensure I have access to to the best private care locally and not have to return home and Jepodise work requirements.

  • When planning gap year travels around the world, appendicitis was not something I was prepared for. An appendicectomy and first class private care allowed the adventure to continue without flying home.

    Approximate costs: £13,500/$17,550/€14,850

  • When travelling overseas for 4 months, a short-term international health plan ticked all the boxes with portability from one country to the next.

  • Kidney stones are not expected when sent on a 3 month secondment to Asia. Luckily the costs were covered in full

    Approximate costs: £12,000/$15,600/€13,200

Professionals on international short-term work assignments? Taking a gap year to travel the world?

Our comprehensive international short-term health insurance solutions provide peace of mind for you when on a trip overseas.

Get A Quote

Overall maximum aggregate limit

£250,000 $500,000 €375,000
Inpatient Treatment

  • Full Refund

    Hospital Services

    • Accommodation and meal charges
    • All inpatient treatment
    • Physician fees
    • Surgeon and Anaesthetist fees
    • Intensive Care Unit charges

    Accident & Emergency Room Treatment

    Inpatient Psychiatric Treatment (max 15 days)

    Treatment in a hospital psychiatric unit

    DayCare Treatment

    Where a period of recovery is required in a hospital bed

    Internal Prostheses, Medical Aids & Devices

    Which are required intra-operatively
Outpatient Treatment

  • Outpatient Services

    Up to £5,000/$10,000/€7,500
    £50/$100/€75 excess per claim*

    • GP, Specialist and Consultant fees
    • Prescription drugs and dressings
    • X-rays, diagnostic and pathology tests, including MRI, CT and PET scans
    • Physiotherapy

    Complementary Therapies

    Up to £5,000/$10,000/€7,500
    £50/$100/€75 excess per claim*

    Osteopathy, Chiropractic, Homeopathy, Acupuncture

    External Prostheses, Medical Aids & Device

    £200/$400/€300

    Which are medically required following inpatient treatment, daycare treatment, or accident and emergency room treatment
Dental Treatment

  • Dental Treatment Following An Accident 

    £500/$1,000/€750

    To restore or repair sound natural teeth

    Emergency Dental Treatment

    £200/$400/€300

    For the immediate relief of dental pain
Home Country Cover

  • Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the home country

    Up to benefit limits shown above
    (Max 30 days)
Medical Evacuation and Repriation

  • Emergency Medical Evacuation

    Full Refund

    Evacuation costs for acute medical conditions where local medical facilities are inadequate

    Emergency Medical Evacuation – Supplementary Expenses

    Single Economy Air Ticket
    Up to 12 nights hotel accommodation

    • Costs of travel to return to your home country or country of residence
    • Hotel accommodation costs for companion if not returned to home country

    Emergency Medical Reunion

    Single Economy Air Ticket
    Up to 12 nights hotel accommodation

    Costs of travel and hotel accommodation of a close family member if you are in a hospital for 5 consecutive days

    Compassionate Home Travel

    Return economy air ticket

    Costs of travel to the home country in the event of the death of a close family member

    Repatriation/Local Burial

    £10,000/$20,000/ €15,000

    Where death occurs outside the home country

    Local Road Ambulance Services

    Full Refund
Non Medical Evacuation

  • Emergency Non-Medical Evacuation

    Full Refund

    • Evacuation to a safe location in the event of life-threatening situations resulting from political or civil unrest
    • Evacuation to a safe location in the event of a natural disaster
Get a quote

Optional Add-Ons (additional premium required)

Out of Area Extension - Max 30 days

£20,000/$40,000/€30,000

This benefit will provide cover for acute episodes of existing medical conditions only whilst outside your home country.

Pre-existing Condition Cover

£20,000/$40,000/€30,000

If you purchase a plan of more than 3 months duration and you are aged under 50 years, you will be eligible to purchase the Pre-existing Condition Cover benefit. This benefit does not cover the maintenance, regular tests, and check-ups of existing medical conditions.

Three additional features are included as part of our insurance solutions free of charge

See the 3 additional features :
  • WorldAware : Worldwide security assistance
  • Best Doctors : Access to a leading second medical opinion service
  • Blood Care Foundation : Subscription to the foundation to ensure screened blood is readily available in the event of an emergency
Brochure
Policy Guide
Application Form
How to Claim
Claim Form
Insurance Product Information Document
Why choose the Short-Term International Health Plan?
Cover available
from a minimum of a 1 month period up to a maximum of 12 months
6 month policy extension
allowing a total policy duration of 18 months
Worlds leading hospitals
no need to return home for treatment
Medical assistance
24-hour & multi-lingual
Multi-currency claims
settled within 5 working days
Pre-existing conditions cover
available for acute episodes

APRIL International UK

APRIL International UK, a British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Minster House, 42 Mincing Lane, London, EC3R 7AE, United Kingdom.

This product is designed, administered and distributed by APRIL International UK and insured by either XL Catlin Insurance Company UK Limited, Catlin Underwriting Agencies Limited or XL Insurance Company SE. XL Catlin Insurance Company UK Limited (Firm Reference No 423308) and Catlin Underwriting Agencies Limited (Firm Reference Number 204848) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom (under numbers 05328622 and 01815126)  . XL Insurance Company SE is regulated by the Central Bank of Ireland. Registered Office: 8 St. Stephen’s Green, Dublin 2 D02 VK30, Ireland (under number 641686).

All the advice and information you need for living abroad!

See all articles
Congo (DRC)

What our customers say

  • 3.9/5

    APRIL customers feedback

    Calculated from 51 submited feedbacks

  • 9 April 2019

    Your internet performance is really good but one of your call center agents told me that I can send you the documents per Email, that I have to sign. And that I do and I wait since 3 days to your respond.

  • 8 April 2019

    slightly slow to set up due to an extra clause being put into pre existing conditions but good service over all.

  • 6 April 2019

    The online subscription was easy to fill and clear to understand. It satisfies the client’s needs.

  • 21 March 2019

    Nach einigem hin und her doch die perfekte Versicherung gefunden. Wir hoffen das wir diese nicht benötigen. Bei Bedarf wird sich zeigen wie gut und effektiv die Versicherung ist. Danke

  • 4 March 2019

    very competent and friendly staff, very good insurance conditions

  • 28 January 2019

    Nice and easy subscription but the response time during Christmas and New Year period until the second week in January was catastrophic. No replies by email and on top, the website not available. Due to that fact, I could get my insurance only as from February, so with a delay of 1 month. Otherwise...

  • 12 January 2019

    You can insert a page to upload signed documents

  • 11 January 2019

    I wish this new insurance I suscribe in will be as good and convenient as when I registered online.

See all reviews