Why is international health insurance essential when travelling for an extended period overseas?

  • When sent overseas for a work secondment, it's key to ensure I have access to to the best private care locally and not have to return home and Jepodise work requirements.

  • When planning gap year travels around the world, appendicitis was not something I was prepared for. An appendicectomy and first class private care allowed the adventure to continue without flying home.

    Approximate costs: £13,500/$17,550/€14,850

  • When travelling overseas for 4 months, a short-term international health plan ticked all the boxes with portability from one country to the next.

  • Kidney stones are not expected when sent on a 3 month secondment to Asia. Luckily the costs were covered in full

    Approximate costs: £12,000/$15,600/€13,200

Professionals on international short-term work assignments? Taking a gap year to travel the world?

Our comprehensive international short-term health insurance solutions provide peace of mind for you when on a trip overseas.

Overall maximum aggregate limit

£250,000 $500,000 €375,000
Inpatient Treatment

  • Full Refund

    Hospital Services

    • Accommodation and meal charges
    • All inpatient treatment
    • Physician fees
    • Surgeon and Anaesthetist fees
    • Intensive Care Unit charges

    Accident & Emergency Room Treatment

    Inpatient Psychiatric Treatment (max 15 days)

    Treatment in a hospital psychiatric unit

    DayCare Treatment

    Where a period of recovery is required in a hospital bed

    Internal Prostheses, Medical Aids & Devices

    Which are required intra-operatively
Outpatient Treatment

  • Outpatient Services

    Up to £5,000/$10,000/€7,500
    £50/$100/€75 excess per claim*

    • GP, Specialist and Consultant fees
    • Prescription drugs and dressings
    • X-rays, diagnostic and pathology tests, including MRI, CT and PET scans
    • Physiotherapy

    Complementary Therapies

    Up to £5,000/$10,000/€7,500
    £50/$100/€75 excess per claim*

    Osteopathy, Chiropractic, Homeopathy, Acupuncture

    External Prostheses, Medical Aids & Device

    £200/$400/€300

    Which are medically required following inpatient treatment, daycare treatment, or accident and emergency room treatment
Dental Treatment

  • Dental Treatment Following An Accident 

    £500/$1,000/€750

    To restore or repair sound natural teeth

    Emergency Dental Treatment

    £200/$400/€300

    For the immediate relief of dental pain
Home Country Cover

  • Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the home country

    Up to benefit limits shown above
    (Max 30 days)
Medical Evacuation and Repriation

  • Emergency Medical Evacuation

    Full Refund

    Evacuation costs for acute medical conditions where local medical facilities are inadequate

    Emergency Medical Evacuation – Supplementary Expenses

    Single Economy Air Ticket
    Up to 12 nights hotel accommodation

    • Costs of travel to return to your home country or country of residence
    • Hotel accommodation costs for companion if not returned to home country

    Emergency Medical Reunion

    Single Economy Air Ticket
    Up to 12 nights hotel accommodation

    Costs of travel and hotel accommodation of a close family member if you are in a hospital for 5 consecutive days

    Compassionate Home Travel

    Return economy air ticket

    Costs of travel to the home country in the event of the death of a close family member

    Repatriation/Local Burial

    £10,000/$20,000/ €15,000

    Where death occurs outside the home country

    Local Road Ambulance Services

    Full Refund
Non Medical Evacuation

  • Emergency Non-Medical Evacuation

    Full Refund

    • Evacuation to a safe location in the event of life-threatening situations resulting from political or civil unrest
    • Evacuation to a safe location in the event of a natural disaster
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Optional Add-Ons (additional premium required)

Out of Area Extension - Max 30 days

£20,000/$40,000/€30,000

This benefit will provide cover for acute episodes of existing medical conditions only whilst outside your home country.

Pre-existing Condition Cover

£20,000/$40,000/€30,000

f you purchase a plan of more than 3 months duration and you are aged under 50 years, you will be eligible to purchase the Pre-existing Condition Cover benefit. This benefit does not cover the maintenance, regular tests, and check-ups of existing medical conditions.

Three additional features are included as part of our insurance solutions free of charge

See the 3 additional features :
  • Red24 : Worldwide security assistance
  • Best Doctors : Access to a leading second medical opinion service
  • Blood Care Foundation : Subscription to the foundation to ensure screened blood is readily available in the event of an emergency
Brochure
Policy Guide
Application Form
Claim Form

APRIL International UK

APRIL International UK, a British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Minster House, 42 Mincing Lane, London, EC3R 7AE, United Kingdom.

This product is designed, administered and distributed by APRIL International UK and insured by either XL Catlin Insurance Company UK Ltd registered at 20 Gracechurch Street, London, EC3V 0BG (under number 574454) and 423308 with the Financial Conduct Authority or Catlin Underwriting Agencies Limited Ltd registered at 20 Gracechurch Street, London, EC3V 0BG (under number 01815126) and 204848 with the Financial Conduct Authority.

Why choose the Short-Term International Health Plan?
Cover available
from a minimum of a 1 month period up to a maximum of 12 months
6 month policy extension
allowing a total policy duration of 18 months
Worlds leading hospitals
no need to return home for treatment
Medical assistance
24-hour & multi-lingual
Multi-currency
claims settlements within 5 working days
Pre-existing conditions cover
available for acute episodes
All the advice and information you need for living abroad!

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What our customers say

  • 4.3/5

    APRIL customers feedback

    Calculated from 1203 submited feedbacks

  • 19 July 2018

    Démarches très claires et simples ,avec des documents nécessaires en français et en anglais dès le paiement effectué....

  • 19 July 2018

    Je suis très satisfaite de la facilité de souscription. Par contre j'ai souscrit un contrat au 30 août et la première mensualité a déjà été débitée alors que vous n'avez pas encore reçu le contrat signé. Je trouve cela regrettable

  • 17 July 2018

    bien reçue au téléphone un peu déçue de subir une augmentation générale du tarif

  • 16 July 2018

    Efficace

  • 15 July 2018

    Grande disponibilité et gentillesse des interlocuteurs. Inscription facile. Merci

  • 12 July 2018

    J'ai très souvent souscrit une assurance APRIL international chez vous, et je suis ravie de la rapidité de la souscription, qui de plus est très rapide et très explicite. Continuez comme ça

  • 12 July 2018

    Souscription rapide. Aurais aimé avoir un suivi de l'avancement de la souscription

  • 12 July 2018

    facile et pratique

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